Couple moving furniture in new home

Fair Lending Practices

Fair housing helps ensure more people have access to the resources that enable them to thrive and reach their potential. The Fair Housing Center strives to preserve homeownership, which serves as the key to the American Dream for many families and creates a strong foundation for neighborhood stability. Fair lending practices are essential to expand access to credit and banking services for all members of our community.

Historically, redlining practices have limited the financial and development opportunities within low to moderate income neighborhoods and communities of color, contributing to blight and disinvestment. The Fair Housing Center monitors the policies and practices of the lending industry, identifying lending patterns that may disproportionately impact our urban core, making homeownership and access to reliable, stable banking products out of reach for many families.

Regina and Lawrence turned to The Fair Housing Center after a mortgage company denied their application simply because Regina was pregnant. Here’s what happened next.